XRP has surged past $3.25 with a 30% weekly gain and 7% daily jump. Discover what’s fueling Ripple’s rally, price predictions, key levels, and whether XRP is a buy right now.
XRP has ignited the crypto space once again, soaring past $3.25 after a stellar week that saw gains of over 30%. With a 7% spike in just the past 24 hours, XRP is back in the spotlight — and many investors are now wondering: Is this the beginning of a long-awaited bull run?
Let’s dive deep into why XRP is rallying so hard right now, what technical and on-chain signals say, and whether Ripple’s token is a smart buy at this stage of the cycle.
XRP Price Surge: Breaking Down the Rally
XRP is currently trading at $3.25, up 6.77% on the day and more than 30% over the past seven days, making it one of the top-performing large-cap cryptocurrencies in July.
This explosive breakout comes after several weeks of consolidation between $2.30 and $2.85, forming a tight price range that finally gave way to upward momentum. Breaking above the psychological barrier at $3.00, it has continued climbing steadily — backed by both retail hype and institutional demand.
What’s Fueling the XRP Surge?
Several catalysts are pushing XRP higher:
1. Institutional Accumulation Ramps Up
Whales and large institutions have resumed accumulating XRP in large quantities. Over 190 million it has been purchased this week alone, according to on-chain data. Whale wallet growth is at its highest since 2021, signaling confidence from big players.
2. Crypto Market Strength
Bitcoin and Ethereum are also performing well — with Bitcoin trading around $118,000 and Ethereum near $6,400. This strong macro environment has provided a bullish backdrop, allowing altcoins like it to thrive.
3. Regulatory Optimism
Recent developments in U.S. crypto regulation have favored clearer rules and reduced uncertainty. Some analysts believe that the political mood in Washington is shifting positively toward digital assets, including Ripple’s solutions.
4. Increased Utility and Network Activity
Transaction volume and wallet activity on the XRP Ledger are rising. Real-world usage of RippleNet and potential future expansions into stablecoin offerings are also adding utility-based value to it.
Technical Overview: Key Levels to Watch
Support Zones:
- $2.98–$3.00: Strong demand zone, previously resistance, now flipped to support.
- $2.85: Secondary support if the price dips below $2.98.
- $2.70: Major support in the event of a sharp pullback.
Resistance Levels:
- $3.20: Already broken but still significant.
- $3.40: Immediate next resistance target.
- $3.60: Next bullish milestone.
- $4.50: A breakout point that corresponds to it’s 2021 cycle high.
Short-Term Price Forecast (Next 7–30 Days)
Analysts remain optimistic about it’s trajectory in the near future.
- Target Range: $3.40–$3.60
- Indicators: RSI is approaching overbought territory, signaling potential for short-term consolidation. However, bullish patterns persist.
- Momentum Drivers: Break above $3.20 on daily close, continued accumulation, rising network activity.
Analyst Take – Sarah Kent, CryptoQuant: “The RSI is flashing overbought, so consolidation is likely. But on-chain data remains bullish. Short-term pullbacks should be seen as buying opportunities above $2.85.”
Long-Term XRP Outlook (2025 and Beyond)
As we move into the latter half of 2025 and look ahead to 2026–2028, it’s long-term forecast hinges on multiple macro and industry-specific factors.
Mid-Term Prediction (Q3–Q4 2025):
- Target: $4.00–$4.50
- Catalysts: Sustained global adoption of RippleNet and stablecoin partnerships.
Long-Term Prediction (2026–2028):
- Target: $6.00–$10.00+
- Drivers: Successful regulatory clarity, integration with central banks, and XRP’s role as a bridge currency.
Analyst Take – Marcus Tan, Fundstrat Global: “If XRP wins continued institutional adoption, especially as a bridge currency for central bank stablecoins, it’s not unrealistic to see it above $6 in the next bull cycle. The regulatory backdrop will be key.”
XRP’s Historical Performance Snapshot
| Year | High Price | Low Price | Key Events |
|---|---|---|---|
| 2017 | $3.31 | $0.006 | Crypto boom, enters top 3 |
| 2018 | $1.10 | $0.28 | Post-ICO crash |
| 2020 | $0.78 | $0.11 | Ripple sued by SEC |
| 2021 | $1.96 | $0.21 | Ripple vs SEC legal drama |
| 2023 | $2.65 | $0.49 | Market recovery starts |
| 2025 | $3.25+ | TBD | Potential start of next bull run |
SMASH THE REPOST BUTTON IF YOU ARE AN #XRP HOLDER! 😏 pic.twitter.com/gPEFRFCmay
— JackTheRippler ©️ (@RippleXrpie) July 18, 2025
On-Chain Metrics Reveal Bullish Strength
Whale Accumulation:
Over 190 million XRP accumulated this week alone. The number of addresses holding more than 10 million it is at a three-year high.
Exchange Activity:
While whales are buying, exchange reserves are also rising — indicating that some traders are preparing to book profits. This suggests potential for short-term volatility.
Network Utility:
Daily active addresses and transaction volume are sharply increasing. The XRP Ledger is seeing renewed interest, especially from enterprise-level use cases.
XRP in the Spotlight: Why the Hype?
Aside from price action, Ripple has been in the headlines for its forward-thinking partnerships, plans to launch a U.S. dollar stablecoin, and efforts to expand into central bank digital currency (CBDC) corridors. These fundamental developments support the case for long-term value.
Ripple is also actively lobbying for favorable crypto regulation — a strategic move that could insulate XRP from future enforcement risks.
Is XRP a Buy Right Now?
Short answer: If you believe in Ripple’s long-term roadmap and growing enterprise adoption, XRP remains a solid bet. But like any investment, timing and entry points matter.
Bull Case:
- XRP has broken major resistance levels
- Institutional demand is rising
- Real-world adoption is growing
- Regulatory environment is improving
Bear Case:
- RSI is in overbought territory
- Exchange reserves are rising (profit-taking pressure)
- A market correction could drag altcoins temporarily
Strategy Tip: Traders may consider dollar-cost averaging (DCA) into XRP above $2.85 and watching for confirmation above $3.40 for bullish continuation.
It’s breakout past $3.25 is more than just a technical move — it represents a turning point in market sentiment. With solid on-chain support, institutional inflows, and favorable macro conditions, Ripple’s native token may just be leading the next leg of the crypto bull market.
Still, investors should stay alert to short-term volatility and macroeconomic influences. As always, use sound risk management.
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